Money is dead: Five alternative programs to keep track of your cash

If you're not a resident of this green and pleasant land, you're missing out on tube strikes and Big Brother and Crunchies, but you do at least get to use these services.

Mint

Mint is one of the most popular finance online finance sites because it's so easy to set up and use... if you're a yank. It pulls in information from your banks, cards and investment accounts automatically, and spits out spending graphs and goals, suggesting cheaper alternatives to your existing credit cards. It even has an iPhone app. Sadly, it's not available to UK users.

Quicken

Quicken is another free, automatic data-getting program, with Web and desktop versions and an iPhone app.

mvelopes

mvelopes is based around the real-world principal of bunging cash in envelopes. Not the system beloved of football managers, but the budgeting system of dividing your cash into a separate envelope for each week of the month. It's not free, however, with a quarterly subscription costing $40 and a two-year plan taking $190 out of your envelopes.

Buxfer

Buxfer's cool headline feature is the option to login with existing Google, Yahoo or Facebook login details. It even works with Google Gears, effectively making it an alternative to both online and desktop money programs. The upshot is your data is synced to the cloud but your actual banking logins are never given to Buxfer.

As well as the usual transactions, budgets and reports, Buxfer offers group-budgeting options. You can divide and track expenses between multiple users. Transactions can be entered by email and SMS. It also has an excellent range of cross-platform options, with mobile access, an iPhone app, iGoogle and NetVibes gadgets, and even a Facebook app. The Firebux Firefox extension can automatically sync your data.

Although these features are all free, there is a limit to how many accounts, reminders and budgets you can set up for free. Still, subscriptions are a measly $1.80 or £2.80 per month.

Comments 12

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Anonymous's avatar

Anonymous 18 September, 2010 08:22

Banktree is a poorly made piece of software. Tried the demo out for about 20 minutes and came across numerous glitches and annoyances. Don't bother.

Anonymous's avatar

Anonymous 21 October, 2010 23:36

Do a surf for Bank Genie - a UK product, but equally happy in any country.
Simple to use, and a new edition due for release developed as an alternative to Quicken and Money.

Anonymous's avatar

Anonymous 16 December, 2010 16:57

i need a replacement for microsft money that tracks the prgress of my shares. i am not interested in online banking. can you recommend anything?

Anonymous's avatar

Anonymous 6 February, 2011 15:20

Bank Tree is pants. Trialled it and thought it might be ok - right up to the point when it deleted half of the transactions I had entered! Also lots of niggling bits that didn't quite gel.

Anonymous's avatar

Anonymous 10 February, 2011 21:00

Yodlee users can expect their NatWest and RBS online banking to be terminated for breach of T&C sooner or later when the automated log-ins are detected. You really should never put your online banking info into unknown software: it's like putting a note on the front door saying "Key under the mat".

Anonymous's avatar

Anonymous 8 April, 2011 22:16

I tried BankTree, its quite good. It imported all my Quicken data all at once. I can do invesments and it was on £26.00

anonymous's avatar

anonymous 25 December, 2011 17:21

Relative to MS Money, to use Banktree for investment and financial management you need the brains of Einstein, the patience of Socraties and a love of stone-age programming.

Considerning the importance of the tasks that MS could and have been put to in the UK by moderately sophisticated investors - particularly since the withdrawal of Quicken from the UK market - Microsoft's failue to ensure 'Money's' compatibility with Windows 7 is little short of criminal. For that reason alone, if I could reasonably walk away from Microsoft, I would.

pr0se's avatar

pr0se 1 February, 2012 17:40

Completely agree with negative comments about Bank Tree. Sadly I could not find another alternative for Quicken so wasted money on purchasing it. I believe Quicken is available and supported in USA. How about reintroducing it to the UK, Intuit?

anonymous's avatar

anonymous 2 February, 2012 01:27

i actually paid for Bank Tree and it is so buggy. I coulnt download stock prices correctly and support told me it was my fault and that I was doing things wrong. I have unistalled it. There should be standards by law before software can be sold . As its around £25 I should ask for a refund but cant be bothered. Bank Tree doesnt link to any banks and is really amateurish compared to MS money which I still use.

anonymous's avatar

anonymous 3 February, 2012 16:34

I find it very unwholesome that MS Money and Intuit have pulled the rug from under us in the UK. This is a typical The world stops at NY Harbour!!!If they want to make money why not charge a yearly licence fee as my anti virus software does?
I have since tried AccountZ and that is as bad as BankTree. I have ordered a copy os US Quicken to mess around with. There is absolutly nothing out there for us here in the UK.
As an MS Money fan why dont microsoft bundle it with MS Office Home Premium UK - upgrade the software and sell it that way with options to link to UK banks as it used to?
I have emailled Intuit as prOse has suggested.

anonymous's avatar

anonymous 8 February, 2012 14:43

Considering BankTree is only £25 and they offer free updates and support what's with all the moaning. Accountz is closer to £35.00 and support is limited to 30 days with no support for investments. Quicken and Microsoft Money were around £50.00 per year, limited to 30 days support. Idon't think BankTree claim there software is the same as Quicken or MS Money but good enough for your day to day finances.

anonymous's avatar

anonymous 15 February, 2012 11:41

Microsoft released 'Sunset' versions of Money Plus Deluxe and Money Plus Home & Business. This version will allow you to keep your Money files and transactional history (on current and future machines) but will not allow access to online services or premium services.

However BankTree seems to be the only UK Company that continues to provide free online services such as share price updates and exchange rates. You have to rate them for that :)

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