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Money is dead: Five alternative programs to keep track of your cash

Yodlee

Yodlee is the back-end for Mint, which doesn't work here in dear old Blighty. Yodlee's MoneyCenter application does, however, linking directly with your Internet banking and pulling data in every night. You do have to give up your banking details, but all the major UK banks are supported, and when your accounts are linked you'll be able to view reports on your spending.

Transactions are linked in categories. Features include a budget planner, with alerts when you overspend by email and text message, as well as notifications about your bills, payments, balances and transactions. You can see your finances in a calendar and, if your self-esteem can take it, you can also view a graph of your net worth.

Yodlee also allows you to pay bills, set up reminders and save payees for future reference.

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